Liquidity within 24 hours for B2B businesses
arvato's Factoring solutions enable greater financing flexibility, supporting you in financing future growth, granting longer payment terms without sacrificing liquidity, exploiting purchasing advantages and expanding production.
With decades of experience in the factoring business, Arvato enables the sale of receivables from goods deliveries and service transactions, assuming the bad debt risk.
Our innovative solutions enable you to offer multiple payment methods such as payment after delivery, direct debit or installment, while Arvato assumes 100 % of the risk.
Benefit from higher conversion rates, higher revenues and efficient processing. With arvato Financial Solutions you’re on the safe side!
Factoring - 5 steps to success
Liquidity within 24 hours for B2B businesses
Assumption of risk/controlling by
protection against bad debt losses up to 100% (del credere protection)
secure corporate development by means of reliable turnover and budget planning
Our Full Service Factoring solution is particularly suitable for companies who not only need immediate liquidity but also require support with arrears management as well as dunning and collection procedures.
As part of Full Service Factoring we not only take over the receivables financing and bad debt protection for your customer invoices, but also your entire receivables management. As well as reducing your administration costs this also offers other advantages:
- Variabilization of fixed costs
- Reducing the collection period
- Saving overhead costs
- Provision of updated management reports each day with customer-specific selection options
Full Service Factoring offers you sector-specific receivables management which is tailored to your individual requirements. Organizations are increasingly asking for modular receivables management structures so we cater for this requirement with our inhouse factoring product. As a result of this we also serve potential customers who require modular-based support in risk management and in the area of financing/liquidity.
In maturity factoring with Arvato Financial Solutions you can exploit all the advantages of our comprehensive service offer with the exception of instant purchase price payment (financing function).
Arvato Financial Solutions purchases your receivables when they arise and takes over 100% of the bad debt risk for you (del credere cover). In contrast to classic Full Service Factoring the purchase price of the receivable is not credited until it becomes due. With its comprehensive sector know-how and procedures optimized through years of experience, Arvato Financial Solutions takes over all steps from payment receipt monitoring to collection, including any dunning processes that are necessary. This means you can dedicate yourself to your core competences without worry and expand the success of your company through cooperation with a reliable and trustworthy partner. In the interests of a lasting and personal customer relationship we ensure a customized approach to your customers after consultation with you in order to develop long-term loyalty from your consumers.
Maturity factoring is ideally suited to medium-sized firms that want to protect themselves against payment default on the part of their customers in an increasingly difficult economic environment and thus be able to plan with certainty. Furthermore, it represents the ideal solution for companies who are looking to reduce the collection periods through optimized receivables management.
Moreover, banks and financial services providers as well as other institutional investors can use maturity factoring to provide 100% security for their existing receivables portfolios.
Please get in touch and let us know your requirements. We will be happy to work with you to develop a tailor-made solution package that is appropriate to your needs.
Dental laboratory factoring
We offer you Full Service Factoring for your dental laboratory receivables. We purchase the invoices that you issue to dentists and finance these up to 90% in advance. In addition, we assume 100% of the bad debt risk.
The advantage for you: You get instant secured liquidity regardless of when and if your customers actually pay.
As well as financing and securing your receivables we provide comprehensive services to relieve your workload. For example, we monitor the payments received as well as the entire dunning process and we provide you with daily reports to keep you constantly up to date.
Contact us. We will be glad to give you more details about both alternatives and provide you with comprehensive advice.
Invoicing solutions for healthcare
Together with our subsidiary BFS health finance GmbH we have specialized in the billing of service providers in the healthcare sector. With our current range of products we are one of the leading billing centers for the medical profession in Germany.
We can help you with all areas of billing - we can take over administrative work, increase your liquidity and guarantee that you will receive your fees. That leaves you more time to concentrate on the main aspects of your business.
Service offering for:
With Trust’n’Pay you can give your customers the payment flexibility they want without taking on any of the risk – and still retain control of your customer relationship and data. We make sure your customers are happy and keep coming back for more by providing them with a seamless shopping experience from checkout through payment. And all the while you get access to the best customer insights on the market: the key to improving your credit approval rates and increasing sales.
Your customers love shopping online. But it’s a jungle out there. With hundreds of shopping comparison engines and online marketplaces competing for your customers, your brand risks being reduced to a price tag. And while plenty of payment providers promise higher sales and smoother checkouts, they can also hijack your customer relationship. When you add in the high cost of customer acquisition, and the risk of churn, it is vital to build your brand loyalty and get the most out of your data.