Upon entering individual order information, risk solution services - depending on the version - carries out an assessment of risk and potential based on different information: e.g. basket from the present order, payment history and credit report and fraud prevention scores. Applying a limit gives a recommendation for the mode of payment and returns it to the webshop. Thus, the customer can choose between all payment modes available for their individual risk profile. This active limit management considerably minimizes shopping cart abandonments, increases customer satisfaction and conversion rate and reduces the risk of fraud and payment defaults.