Credit Risk Management
What is Credit Risk Management?
From credit checks to the data-driven transformation of financial processes
Information and data are the basis of every business decision. Analysing and interpreting data with sophisticated techniques helps assessing opportunities and risks. In Credit Risk Management, this means distinguishing high-potential customers from non-solvent customers and identifying new opportunities.
These insights enable companies to take appropriate action, improve overall performance, and gain a real competitive advantage. This process ranges from identity verification to customer credit checks and analysis of huge amounts of data available in finance departments.
Big data and advanced analytics hold enormous potential for more successful and efficient credit risk decisions. In order to be able to make such decisions, we assist your risk management holistically through our consulting services. Our philosophy is based on four success factors in order to achieve the best possible result for you: Analysis, data collection, credit management consultancy and technology.
Benefits of a holistic Credit Risk Management
Process optimisation along the entire customer journey
Every day you make decisions that impact the success of your business, be it on closing contracts or potential clients applying for loans. Through our services we support our customers in the credit decision-making process. We make credit risks calculable, hidden relationships visible and processes more efficient. With Arvato Financial Solutions’ integrated Credit Risk Management you focus on your core business.
Identifying high-value customers
The targeted further development of high-potential customers enables you to maximise your business success.
Reducing payment defaults
A credit report enables you to make better business decisions by recognising problematic customers already when registering new customers and, as a result, helps you increase liquidity.
Innovative, efficient, tailor-made
Our customers benefit from the unique combination of our in-depth experience in financial processes and our extensive expertise in big data analytics. Our extensive industry knowledge in the areas of e-commerce, telecommunications, utilities, banking and digital business will help you make better decisions. We are able to provide tailored and highly integrated solutions for more accurate decision-making across the entire financial process chain. We consistently pursue a holistic approach to Credit Risk Management - not just as a credit rating agency, but as a strategic partner on the same level in terms of credit risk for our clients.
We check whether or not your customers are creditworthy quickly and reliably as required by you - from credit ratings to the development of individual scorecards.
Identity verification and authentication
Are customers who they claim to be? Our solutions for digital identity verification and authentication will let you know.
Credit Risk Solutions
Our industry-specific solutions with customised modules automate and standardise your decision-making process.
We optimise your financial processes along the customer life cycle - with tailored advice.
Use big data profitably - we develop analytical models for your process optimisation.
Credit Risk Solutions
High-quality content about our services
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